Q: Who is Medicare Advisors of Alabama?
A: We are a domestically owned insurance company that specializes in aiding Alabamians superior fully grasp Medicare.
Medicare is frustrating, but at the time anyone with endurance and information teaches you the concerns to talk to and then guides you through the course of action, the complete factor will become significantly much less tense. Which is what we present: a tension-no cost Medicare experience.
Q: What does your assistance price tag?
A: Our services is certainly free. We’re only paid by insurance coverage corporations if we enable you enroll in a prepare. We reside by the Golden Rule and that suggests we handle our clients like we want to be handled. We imagine of ourselves more as Medicare educators with insurance policies licenses. Our intention is to use our experiences to support you make an educated Medicare choice, not just sell insurance policies insurance policies.
Q: Why does somebody want a broker/adviser?
A: There are so many advertisements and designs out there that it’s getting to be pretty much unattainable to type all the things out on your individual. A very good broker will assistance you see the positives and negatives of the programs and will perform to discover the very best answer for their shopper and not the insurance policy business.
Q: When does a person need to support me with Medicare?
A: If you’re turning 65 years of age, you have a 7-thirty day period window to enroll in Medicare. It’s also when our group can definitely assist you recognize your selections. Even so, if you are nevertheless doing work, you may not want or want to enroll. Selecting when to enroll and what to enroll in are our two most asked issues, and our group can assistance you make an knowledgeable determination.
Q: What if I preserve doing work past age 65?
A: Many people today believe they’ll encounter penalties if they don’t indicator up for Medicare at 65. That can be legitimate, but not generally. You can postpone enrollment past age 65 if you or your spouse are continue to doing work and you have overall health coverage below an employer prepare.
Q: What is AEP?
A: AEP (or Annual Enrollment Time period) runs from Oct. 15 by means of Dec. 7. If you are presently enrolled into Medicare, it’s the time of the yr you can make changes to your prepare for the impending calendar year.
Q: What is an ANOC Letter?
A: An ANOC Letter (or Yearly Discover of Alter) is what you get from your insurance policies approach in late September that tells the adjustments for the impending year. If a human being requires to make changes, they can use AEP to make those people modifications.
Q: The place can I get assistance with Medicare?
A: You can agenda a consultation with anyone on our group. We can communicate more than the mobile phone, satisfy just about by means of Zoom, in-person at our community place of work, at your dwelling, your business enterprise or even out at a coffee shop.
The moment a month we train a course known as “Prepare for Medicare” at our neighborhood place of work. We have loads of exciting, and it is incredibly educational. No distinct items are talked about, but it’s a terrific way to find out the fundamentals of Medicare and get your thoughts answered.